Coverage of the Month – “What is Full Coverage?”
Presented by Angela Alvarez
What does it mean to have “full coverage” insurance on your Auto policy? It means that you are adding comprehensive and collision coverage to your auto policy to cover damages to your vehicle.
– Comprehensive coverage includes theft, vandalism, falling objects, hail or tornado damage, and other natural disasters.
– Collision is coverage when you hit another car or object. It may involve another vehicle but also includes hitting an object such as a tree, ditch, or wall.
Comprehensive and collision coverage has a deductible. This means the amount that you pay if you are in an accident. A common deductible is $500 but you can increase or decrease that amount to fit your budget.
Feel free to call our office should you have questions or if you would like to have more information about adding this coverage to your auto policy.